Horas Djulius and Endang Rostiana (2018) Exploration of Consumption Patterns to Form Financial Management Model for Poor Families in Bandung, Indonesia. In: UNSPECIFIED.
Full text not available from this repository.Abstract
Poverty alleviation, particularly in urban areas, is often an indicator of development for developing countries. This issue can be addressed not only by the government but also by empowering poor families. Accordingly, the management of family finances should be considerably focused on spending that meets the elements of a healthy, productive, and well-oriented family, that is, to invest in human capital. This research is a preliminary study to explore the financial management of poor families. In particular, this study aims to describe and explain the spending pattern of urban poor households and explore the factors that may cause such pattern. A survey involving poor families that receive food, health, and education subsidies was conducted in Bandung. Interviews and observations were carried out to obtain an in-depth information on consumption patterns. In addition, valid data were generated from the questionnaires and were processed thereafter using descriptive statistics. Results showed the consumption pattern of poor families and the factors that may explain such pattern. In addition, poor families are less likely to invest in human capital; hence, a financial management model should be developed. Therefore, further data processing and extensive interviews are necessary to generate a financial management model for poor families. Keywords: Poverty, Consumption pattern, Family Financial Management
| Item Type: | Conference or Workshop Item (Paper) |
|---|---|
| Divisions: | Dokumen Unpas > 2018 |
| Depositing User: | Mrs Lusiawati - |
| Date Deposited: | 01 Apr 2021 06:42 |
| Last Modified: | 01 Apr 2021 06:42 |
| URI: | http://repository.unpas.ac.id/id/eprint/51144 |
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