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RAMADHAN , RIFKI AFWA, 195020037 (2023) PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP RETURN ON ASSET PADA BANK BCA SYARIAH PERIODE 2017-2021. Skripsi(S1) thesis, FKIP UNPAS.