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KRISDIANA, NPM. 139010047 (2020) KAJIAN STRATEGI POLA PENYALURAN KREDIT UMKM DALAM UPAYA MENINGKATKAN PERTUMBUHAN PERUSAHAAN (STUDI KASUS DI BANK BJB DI JAWA BARAT) STUDY OF THE STRATEGY FOR MSME CREDIT LENDING PATTERN IN EFFORTS TO INCREASE COMPANY GROWTH (CASE STUDY AT THE BJB BANK IN WEST JAVA). Disertasi(S3) thesis, PERPUSTAKAAN PASCASARJANA.